*Disclosure: Consumer Credit is extended to persons whose ability to pay or credit rating is below typical standards of credit worthiness. The finance charges and annual percentage rate do not exceed those charged to persons whose credit rating has been determined and who meet generally accepted standards of credit worthiness. The down payment is as low and the period of repayment of the same duration as in consumer credit extensions to those of previously determined credit worthiness and the debtor is dealt with fairly on all conditions of the transaction including the consequences or delayed or missed payment.
